1. Chase Total Checking®: The Gold Standard of Bank Bonuses
Chase Bank consistently runs one of the most popular and reliable sign-up promotions in the banking industry. If you are looking for a straightforward bonus from a premium national bank, this is the place to start.
- The Bonus: Typically ranges from $200 to $300.
- The Requirement: Open a new Chase Total Checking® account using a promotional coupon code and have qualifying direct deposits totaling a specified amount (usually $500 or more) made to the account within 90 days.
Why We Recommend It
Chase has a massive footprint with thousands of physical branches and ATMs across the United States. Once you complete the requirement, the bonus money is usually deposited into your account remarkably fast—often within 15 days.
What to Keep in Mind
The Chase Total Checking® account does have a $12 monthly maintenance fee. However, you can easily get this fee waived if you maintain a certain balance or have electronic deposits totaling $500 or more each month.
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